Where to get free debt advice in Southampton

If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services available in Southampton and across the UK, you can find help in a way that’s best for you.

How will a debt adviser help you?

A debt adviser will:

  • never judge you or make you feel bad about your situation
  • always be happy to talk to you, however big or small your problem might be
  • find ways to manage your debts even if you think you have no spare money
  • suggest ways to deal with debts that you might not know about.

Did you know?

Most people who have got debt advice tell us they feel less stressed or anxious and more in control of their life again

On this page you can find:

All of the services below are free, confidential and hold a standard or membership code accredited by the Money and Pensions Service.

The Money and Pensions Service has developed a set of quality requirements for the delivery of debt advice. All services listed on this page meet these standards. This excludes debt advice services in Scotland, Wales and Northern Ireland which are still free and confidential but may not hold a standard or membership code accredited by the Money and Pensions Service.

Face-to-face and local services

Search for a debt advice service near you. You can then set up a face-to-face appointment and speak to an expert adviser in person.

Where shown, some local services can also provide debt advice by phone.

38 results for “southampton”

  • Southampton Citizens Advice Bureau

    0.11 miles

  • CAP Southampton Central Debt Centre

    0.45 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • No Limits (South)

    0.67 miles

  • CAP Southampton West Debt Centre

    0.80 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Marchwood Debt Centre

    2.48 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • New Forest Citizens Advice (Hythe)

    2.90 miles

  • New Forest Citizens Advice (Totton)

    3.63 miles

  • CAP Eastleigh Debt Centre

    4.54 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Eastleigh Citizens Advice Bureau

    4.57 miles

  • Citizens Advice Test Valley (Romsey)

    6.90 miles

  • CAP Romsey Debt Centre

    7.12 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CMA Connect, Fareham

    10.25 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Fareham Citizens Advice

    10.68 miles

  • Winchester

    11.18 miles

  • CAP Winchester Debt Centre

    11.39 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Lymington Debt Centre

    12.04 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • New Forest Citizens Advice (Lymington)

    12.08 miles

  • Citizens Advice Gosport

    14.54 miles

  • CAP Isle of Wight Debt Centre

    15.35 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Newport Isle of Wight Citizens Advice

    15.35 miles

  • New Forest Citizens Advice (New Milton)

    15.47 miles

  • Citizens Advice Portsmouth

    15.94 miles

  • New Forest Citizens Advice (Ringwood)

    17.36 miles

  • Citizens Advice Havant

    18.87 miles

  • Faithworks CMA Christchurch

    • The Old Chapel, 67a Purewell, Christchurch, BH23 1EH
    • 01202 429037
    19.87 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Community Money Advice South Wilts

    20.09 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Wiltshire Citizens Advice - Salisbury

    20.32 miles

  • Citizens Advice Bournemouth, Christchurch and Poole (Christchurch office)

    20.34 miles

  • CAP Salisbury Debt Centre

    20.62 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Citizens Advice Test Valley (Andover)

    20.88 miles

  • CAP Andover Debt Centre

    21.00 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Citizens Advice East Hampshire - Petersfield

    21.33 miles

  • CAP East Dorset Debt Centre

    21.60 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Faithworks CMA

    23.54 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • CAP Bournemouth Debt Centre

    23.87 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Citizens Advice Bournemouth Christchurch and Poole (Bournemouth)

    24.58 miles

  • CAP Alton Debt Centre

    24.79 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Citizens Advice East Hampshire - Alton

    24.80 miles

Online debt advice services

Online services are secure and you can get immediate, personalised help. Some services are available 24 hours a day.

  • PayPlan

    • www.payplan.com

    • PayPlan's online debt solution tool, PlanFinder, can give you a personalised debt solution in as little as 15 minutes. They also offer free live chat and email support for immediate help.

    StepChange Debt Charity

    • www.stepchange.org

    • Debt happens. Let's deal with it. In our 30 years, StepChange have helped over five million people through challenging times. Use our free and flexible online advice service with expert debt advisors on-hand to help you explore your options to pay, manage or write off debt.

  • National Debtline

    Money Wellness

    • www.moneywellness.com

    • At Money Wellness, we offer confidential debt advice and ongoing support. There are lots of ways we help our customers, from budgeting tips to negotiating lower monthly payments with lenders to getting unaffordable debt written off. With 30 years of experience, we can help you live more and stress less.

  • Debt Advice Foundation

    • www.debtadvicefoundation.org

    • Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.

    Money Adviser Network

    • https://adviser.moneyhelper.org.uk

    • The Money Adviser Network offers free debt advice backed by MoneyHelper. Provide your contact details in confidence and we'll connect you with a qualified and regulated money advice provider so you can get back on track.

Telephone debt advice services

You can speak directly with an expert adviser. Telephone services are usually available weekdays, evenings and Saturdays.

  • Debt Advice Foundation

    Money Wellness

    • www.moneywellness.com
    • 0161 518 8282

    • At Money Wellness, we offer confidential debt advice and ongoing support. There are lots of ways we help our customers, from budgeting tips to negotiating lower monthly payments with lenders to getting unaffordable debt written off. With 30 years of experience, we can help you live more and stress less.

  • StepChange Debt Charity

    • www.stepchange.org
    • 0800 138 1111

    • Call the UK's leading debt charity. We help change the lives of thousands of people every week. Get free, confidential advice and practical solutions to help you deal with your debts.

    Citizens Advice

    • 0800 240 4420

    • If you’re having issues with money or debt, you can: • talk to us online about a debt problem using chat - we can usually help between 9am and 8pm Monday to Friday and between 9.30am and 1pm Saturday • call our debt helpline - it’s available 9am to 8pm Monday to Friday and 9.30am to 1pm Saturday

      Debt helpline: 0800 240 4420

      Relay UK - if you can't hear or speak on the phone, you can type what you want to say: 18001 then 0800 240 4420 You can use Relay UK with an app or a textphone. There’s no extra charge to use it. Find out how to use Relay UK on the Relay UK website.

      The debt helpline is not available on public holidays. Calls are free from mobiles and landlines.

  • PayPlan

    • www.payplan.com
    • 0800 280 2816

    • PayPlan's supportive, non-judgemental team of advisers help thousands of people beat their debts every year, and treat all of their calls with the strictest confidence.

    Youth Legal and Resource Centre

  • National Debtline

    • www.nationaldebtline.org
    • 0808 808 4000

    • National Debtline has helped millions of people with their debts. They'll talk you through options and give clear advice on how to take back control.

If you are self-employed or run a small business and have personal or business debts, contact the free advice service in your area: Business Debtline (England and Wales), Business Debtline (Scotland) or Advice NI Business Debt Service (Northern Ireland).

Spotted an error? Let us know.

While we try to ensure this information is accurate and up to date, we cannot be responsible for any inaccuracies in the information. The MoneyHelper takes no responsibility and is not liable for any advice given by third parties.

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