Where to get free debt advice in Belfast

If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services available in Belfast and across the UK, you can find help in a way that’s best for you.

How will a debt adviser help you?

A debt adviser will:

  • never judge you or make you feel bad about your situation
  • always be happy to talk to you, however big or small your problem might be
  • find ways to manage your debts even if you think you have no spare money
  • suggest ways to deal with debts that you might not know about.

Did you know?

Most people who have got debt advice tell us they feel less stressed or anxious and more in control of their life again

On this page you can find:

All of the services below are free, confidential and hold a standard or membership code accredited by the Money and Pensions Service.

The Money and Pensions Service has developed a set of quality requirements for the delivery of debt advice. All services listed on this page meet these standards. This excludes debt advice services in Scotland, Wales and Northern Ireland which are still free and confidential but may not hold a standard or membership code accredited by the Money and Pensions Service.

Face-to-face and local services

Search for a debt advice service near you. You can then set up a face-to-face appointment and speak to an expert adviser in person.

Where shown, some local services can also provide debt advice by phone.

29 results for “belfast”

  • East Belfast Independent Advice Centre (EBIAC)

    0.87 miles

  • East Belfast Independent Advice Centre (EBIAC)

    0.87 miles

  • Springfield Charitable Association (SCA)

    0.94 miles

  • CAP Belfast Central Debt Centre

    1.09 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Southcity Resource and Development Centre

    1.12 miles

  • The Vine Centre

    1.12 miles

  • CAP Belfast East Debt Centre

    2.15 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Belfast South and West Debt Centre

    3.57 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Community Advice Antrim & Newtownabbey (CAAN) - Newtownabbey Office

    4.69 miles

  • Community Advice Ards and North Down - Holywood Office

    4.83 miles

  • CAP Belfast North and Newtownabbey Debt Centre

    6.02 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Carrickfergus Debt Centre

    7.23 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Community Advice Lisburn and Castlereagh

    7.41 miles

  • CAP Lisburn Debt Centre

    7.42 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Lisburn CMA Connect

    7.54 miles

  • CAP Ards Area Debt Centre

    8.97 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Community Advice Ards and North Down - Ards Office

    9.48 miles

  • CAP Bangor NI Debt Centre

    11.10 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Antrim Debt Centre

    13.09 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Community Advice Antrim & Newtownabbey (CAAN) - Antrim Office

    13.33 miles

  • CAP Mid Down Debt Centre

    15.59 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Lurgan Debt Centre

    16.12 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Community Advice Craigavon

    18.65 miles

  • CAP Larne Debt Centre

    18.66 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Community Advice Newry Mourne & Down - Downpatrick Office

    21.39 miles

  • Community Advice Banbridge

    22.03 miles

  • Mid East Antrim Community Advice Services

    • 161 Larne Road, Ballymena, Antrim, BT42 3HA
    22.18 miles

  • CAP Ballymena Debt Centre

    23.33 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Community Advice Craigavon

    23.85 miles

Online debt advice services

Online services are secure and you can get immediate, personalised help. Some services are available 24 hours a day.

  • PayPlan

    • www.payplan.com

    • PayPlan's online debt solution tool, PlanFinder, can give you a personalised debt solution in as little as 15 minutes. They also offer free live chat and email support for immediate help.

    Debt Advice Foundation

    • www.debtadvicefoundation.org

    • Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.

  • Money Wellness

    • www.moneywellness.com

    • At Money Wellness, we offer confidential debt advice and ongoing support. There are lots of ways we help our customers, from budgeting tips to negotiating lower monthly payments with lenders to getting unaffordable debt written off. With 30 years of experience, we can help you live more and stress less.

    StepChange Debt Charity

    • www.stepchange.org

    • Debt happens. Let’s deal with it. In our 30 years, StepChange have helped over five million people through challenging times. Use our free and flexible online advice service with expert debt advisors on-hand to help you explore your options to pay, manage or write off debt.

  • National Debtline

    Money Adviser Network

    • https://adviser.moneyhelper.org.uk

    • The Money Adviser Network offers free debt advice backed by MoneyHelper. Provide your contact details in confidence and we'll connect you with a qualified and regulated money advice provider so you can get back on track.

Telephone debt advice services

You can speak directly with an expert adviser. Telephone services are usually available weekdays, evenings and Saturdays.

  • Youth Legal and Resource Centre

    Money Wellness

    • www.moneywellness.com
    • 0161 518 8282

    • At Money Wellness, we offer confidential debt advice and ongoing support. There are lots of ways we help our customers, from budgeting tips to negotiating lower monthly payments with lenders to getting unaffordable debt written off. With 30 years of experience, we can help you live more and stress less.

  • National Debtline

    • www.nationaldebtline.org
    • 0808 808 4000

    • National Debtline has helped millions of people with their debts. They'll talk you through options and give clear advice on how to take back control.

    PayPlan

    • www.payplan.com
    • 0800 280 2816

    • PayPlan's supportive, non-judgemental team of advisers help thousands of people beat their debts every year, and treat all of their calls with the strictest confidence.

  • StepChange Debt Charity

    • www.stepchange.org
    • 0800 138 1111

    • Call the UK's leading debt charity. We help change the lives of thousands of people every week. Get free, confidential advice and practical solutions to help you deal with your debts.

    Debt Advice Foundation

If you are self-employed or run a small business and have personal or business debts, contact the free advice service in your area: Business Debtline (England and Wales), Business Debtline (Scotland) or Advice NI Business Debt Service (Northern Ireland).

Spotted an error? Let us know.

While we try to ensure this information is accurate and up to date, we cannot be responsible for any inaccuracies in the information. The MoneyHelper takes no responsibility and is not liable for any advice given by third parties.

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