Where to get free debt advice in London

If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services available in London and across the UK, you can find help in a way that’s best for you.

How will a debt adviser help you?

A debt adviser will:

  • never judge you or make you feel bad about your situation
  • always be happy to talk to you, however big or small your problem might be
  • find ways to manage your debts even if you think you have no spare money
  • suggest ways to deal with debts that you might not know about.

Did you know?

Most people who have got debt advice tell us they feel less stressed or anxious and more in control of their life again

On this page you can find:

All of the services below are free, confidential and hold a standard or membership code accredited by the Money and Pensions Service.

The Money and Pensions Service has developed a set of quality requirements for the delivery of debt advice. All services listed on this page meet these standards. This excludes debt advice services in Scotland, Wales and Northern Ireland which are still free and confidential but may not hold a standard or membership code accredited by the Money and Pensions Service.

Face-to-face and local services

Search for a debt advice service near you. You can then set up a face-to-face appointment and speak to an expert adviser in person.

Where shown, some local services can also provide debt advice by phone.

166 results for “london”

  • Mary Ward Legal Centre

    0.89 miles

    Telephone advice also provided. Legal services offered: Welfare Benefits, Housing.

  • Oasis Debt Advice Waterloo

    0.92 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Citizens Advice Merton & Lambeth

    1.48 miles

  • Citizens Advice Camden

    1.60 miles

  • CAP London Oval Debt Centre

    1.68 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Leonard Cheshire - Southwark Advice Plus

    1.69 miles

    Southwark Advice Plus is an information, advice and access service for disabled adults (18+) living in Southwark (London). Telephone advice is also provided.

  • Shelter - Specialist Debt Advice Service

    1.86 miles

  • RELEASE (L.E.A.D.S.)

    2.15 miles

  • Walworth Citizens Advice

    2.19 miles

  • Citizens Advice Kensington & Chelsea

    2.25 miles

  • Crosslight Advice - South Kensington Branch

    2.38 miles

  • Crosslight Advice - Kensington

    2.38 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Toynbee Hall

    2.47 miles

  • St Hilda's East Community Centre

    2.61 miles

  • Towerhamlets (East End) Citizens Advice

    2.71 miles

  • RCJ Advice (Islington)

    2.76 miles

  • CAP London Camden Debt Centre

    2.91 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Westminster CAB

    2.91 miles

  • CAP London Southwark Debt Centre

    3.03 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Nucleus Community Action Ltd (Nucleus Legal Advice Centre)

    3.12 miles

    Telephone advice also provided

  • Youth Legal and Resource Centre

    3.21 miles

    No advice provided for Wales

  • Account3 Ltd

    3.34 miles

  • Citizens Advice Wandsworth (Battersea Library Centre)

    3.38 miles

  • Peckham Citizens Advice

    3.41 miles

  • Fair Money Advice @ Fair Finance

    3.57 miles

  • Citizens Advice Hammersmith and Fulham

    3.57 miles

  • Dadihiye Somali Development Organisation

    3.58 miles

  • CAP London Peckham Debt Centre

    3.61 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Arachne Greek Cypriot Women's Group

    • 13/15 Hercules Street, London, N7 6AT
    3.63 miles

  • Crosslight Advice - Latimer Road Branch

    3.79 miles

  • Advice4Renters

    3.90 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Crosslight Advice - Balham

    3.99 miles

  • Crosslight Advice - Balham & Lambeth

    3.99 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • CAP London Hackney Debt Centre

    4.01 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Hackney Citizens Advice

    4.08 miles

  • CAP Beacon CAP Partnership Debt Centre

    4.09 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Limehouse Project 

    4.26 miles

  • Crosslight Advice - Dalgarno Way Branch

    4.28 miles

  • Crosslight Advice - Hammersmith

    4.35 miles

  • Crosslight Advice - Hammersmith, Fulham & Shepherds Bush

    4.35 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Tulse Hill Community Advice

    4.37 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • CAP London Cricklewood Debt Centre

    4.99 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Island Advice Centre

    5.10 miles

  • North Barnes Ext

    5.14 miles

  • Centre 70

    5.35 miles

    Telephone advice also provided. Legal services offered: Housing, Debt.

  • CAP London Lewisham Debt Centre

    5.49 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Crosslight Advice - Chiswick

    5.51 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Turkish Cypriot Women's Project

    5.55 miles

    Provides advice and support to Haringey Council residents under Homes for Haringey.

  • Citizens Advice Brent

    5.55 miles

  • Lewisham Multi Lingual Advice Service (LMLAS)

    5.79 miles

    Lewisham Multilingual Advice Service offers free and impartial advice, assistance and advocacy in different languages. Their main languages are Albanian, Arabic, Bengali, French, Italian, Kurdish, Portuguese, Spanish, Somali, Turkish, Polish & Vietnamese.

  • Brentford & Chiswick Citizens Advice

    6.04 miles

  • Newham (East End) Citizens Advice Bureau

    6.05 miles

  • Citizens Advice Lewisham

    6.16 miles

  • Citizens Advice Lewisham Leemore Community Hub

    6.16 miles

    Telephone advice is also provided. Citizens Advice Lewisham offers free, independent, confidential and impartial debt advice. You can also request help with your enquiry by completing this form: https://citizensadvicelewisham.org.uk/contact-form/

  • CAP London Acton & Ealing Debt Centre

    6.26 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Money A+E UK (Community Interest Company)

    6.44 miles

  • Roma Support Group

    6.46 miles

    Our Advice & Advocacy support reaches some of the most vulnerable and excluded members of the Roma community, including older people, single parents, people with mental health issues and physical disabilities.

  • Citizens Advice Wandsworth (Roehampton Centre)

    6.55 miles

  • CAP London Greenwich Debt Centre

    6.64 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Sheen Citizens Advice

    6.66 miles

  • Citizens Advice Haringey

    6.75 miles

  • Living Well Bromley

    6.97 miles

  • CAP London Penge Debt Centre

    7.01 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Citizens Advice Waltham Forest

    7.08 miles

  • Barnet Hub Citizens Advice Bureau

    7.21 miles

  • Welwitschia Welfare Centre

    7.46 miles

  • Citizens Advice Merton & Lambeth

    7.54 miles

  • Citizens Advice Merton & Lambeth

    7.89 miles

  • Citizens Advice Croydon

    8.01 miles

  • Greenwich (Woolwich) Citizens Advice

    8.35 miles

  • Greenwich Money Advice Service

    8.35 miles

  • Bonny Downs Community Association

    8.35 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Crosslight Advice - Ealing & Hanwell

    8.95 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Crosslight Advice - Twickenham & Houndslow

    9.04 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • CAP London Highams Park Debt Centre

    9.06 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Barking Citizens Advice

    9.15 miles

  • CAP London Croydon Debt Centre

    9.21 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Bromley Town Citizens Advice

    9.33 miles

  • Citizens Advice Redbridge

    9.41 miles

  • South West London Law Centres

    9.49 miles

    Telephone advice also provided. Legal services offered: Employment, Immigration, Housing, Community Care, Debt, Welfare rights, Public law.

  • CAP London Kingston & Wimbledon Debt Centre

    9.61 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Barking Debt Advice Centre

    9.77 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • CAP London Wallington Debt Centre

    9.88 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Enfield Community Money Advice

    • Jubilee Church London, 2 Lumina Way, London, EN1 1FS
    • 020 83631324
    9.91 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Citizens Advice Sutton (Carshalton Office)

    9.95 miles

  • Harrow Citizens Advice

    10.13 miles

  • Chislehurst Debt Advice Centre

    10.16 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Kingston Citizens Advice

    10.18 miles

  • CAP London Sutton Debt Centre

    10.19 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Enfield Citizens Advice Bureau

    10.40 miles

  • Richmond Advice and Information on Disability (RAID)

    10.47 miles

    Telephone advice also provided

  • Citizens Advice Sutton (Sutton Office)

    10.48 miles

  • CAP London Enfield Town Debt Centre

    10.61 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP London Barnet Debt Centre

    10.94 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP London Enfield Debt Centre

    11.04 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CMA @ Buckhurst Hill (Buckhurst Hill Money Advice Service)

    11.11 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Crosslight Advice - Hounslow West

    11.16 miles

  • Sidcup Debt Advice

    11.22 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Hampton Hill Citizens Advice

    11.24 miles

  • CAP London Harrow-Rayners Lane Debt Centre

    11.43 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Epsom and Ewell Debt Centre

    11.88 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Elstree (Hertsmere) Citizens Advice

    12.11 miles

  • Dagenham Citizens Advice

    12.12 miles

  • CAP London Dagenham Heathway Debt Centre

    12.18 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Hampton Citizens Advice

    12.21 miles

  • CMA Rainham Debt Support Centre

    12.89 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to the needs of each person, we help them find freedom from debt and hope for the future

  • Feltham Citizens Advice

    12.92 miles

  • CAP London Croydon South Debt Centre

    13.18 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Banstead Citizens Advice

    13.25 miles

  • Erith Citizens Advice

    13.34 miles

  • CAP London Bromley Debt Centre

    13.37 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Potters Bar (Hertsmere) Citizens Advice

    13.42 miles

  • Epsom & Ewell Citizens Advice

    13.43 miles

  • Citizens Advice Esher & District

    13.87 miles

  • Three Rivers Citizens Advice (Oxhey)

    13.93 miles

  • Runnymede and Spelthorne Citizens Advice (Sunbury)

    13.99 miles

  • Bushey (Hertsmere) Citizens Advice

    14.00 miles

  • CAP Esher Debt Centre

    14.05 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Citizens Advice Havering

    14.32 miles

  • Romford Baptist Community Money Advice

    14.41 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Citizens Advice in North & West Kent - Swanley

    15.07 miles

  • Watford Community Money Advice

    • c/o Wellspring Church Centre, 1 Wellspring Way, Watford, WD17 2AH
    • 07729 330704
    15.12 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Citizens Advice Elmbridge (West)

    15.13 miles

  • CAP London Romford Debt Centre

    15.15 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Uxbridge Citizens Advice

    15.24 miles

  • Citizens Advice Watford

    15.35 miles

  • Citizens Advice in North & West Kent - Dartford

    15.52 miles

  • Citizens Advice Tandridge District (Caterham)

    15.62 miles

  • Epping Forest District Citizens Advice (Epping)

    16.96 miles

  • Citizens Advice Mole Valley (Leatherhead)

    17.00 miles

  • Three Rivers Citizens Advice (Rickmansworth)

    17.28 miles

  • CAP London Upminster Debt Centre

    17.50 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CMA Connect Oxted

    18.04 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Tandridge Citizens Advice (Oxted)

    18.12 miles

  • Welwyn Hatfield Citizens Advice

    18.15 miles

  • Runnymede and Spelthorne Citizens Advice (Addlestone)

    18.41 miles

  • CAP Addlestone & Chertsey Debt Centre

    18.44 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Community Debt Advice

    18.50 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Redhill Citizens Advice

    18.56 miles

  • CAP Egham Debt Centre

    18.64 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Three Rivers Citizens Advice (Abbots Langley)

    18.65 miles

  • CAP St. Albans Debt Centre

    18.93 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Broxbourne (Cheshunt) Citizens Advice

    19.04 miles

  • CAP Mole Valley Debt Centre

    19.14 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Citizens Advice St Albans District

    19.24 miles

  • Citizens Advice Braintree and South Essex - Thurrock

    19.52 miles

  • Citizens Advice Braintree and South Essex - Brentwood

    20.25 miles

  • Citizens Advice East Herts (Hertford)

    20.30 miles

  • CAP Brentwood Debt Centre

    20.32 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Citizens Advice Harlow

    20.54 miles

  • Citizens Advice Mole Valley (Dorking)

    20.98 miles

  • Crosslight Advice - Seven Oaks

    21.06 miles

  • Citizens Advice in North & West Kent - Sevenoaks

    21.35 miles

  • Citizens Advice East Herts (Ware)

    21.39 miles

  • CAP Ware Debt Centre

    21.44 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Surrey Welfare Rights Unit

    21.72 miles

  • Citizens Advice in North & West Kent - Gravesham

    21.88 miles

  • CAP Hemel Hempstead Debt Centre

    22.41 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Edenbridge & Westerham Citizens Advice

    22.59 miles

  • Citizens Advice Dacorum

    22.62 miles

  • CAP Woking Debt Centre

    22.64 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CMA Lighthouse

    22.67 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future. Email: cma@lighthousewoking.org

  • Citizens Advice Woking

    22.68 miles

  • CAP Woking Central Debt Centre

    22.90 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Harpenden Money Advice Centre

    23.76 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Citizens Advice Braintree and South Essex - Billericay

    24.71 miles

Online debt advice services

Online services are secure and you can get immediate, personalised help. Some services are available 24 hours a day.

  • Money Wellness

    • www.moneywellness.com

    • At Money Wellness, we offer confidential debt advice and ongoing support. There are lots of ways we help our customers, from budgeting tips to negotiating lower monthly payments with lenders to getting unaffordable debt written off. With 30 years of experience, we can help you live more and stress less.

    StepChange Debt Charity

    • www.stepchange.org

    • Debt happens. Let's deal with it. In our 30 years, StepChange have helped over five million people through challenging times. Use our free and flexible online advice service with expert debt advisors on-hand to help you explore your options to pay, manage or write off debt.

  • National Debtline

    Money Adviser Network

    • https://adviser.moneyhelper.org.uk

    • The Money Adviser Network offers free debt advice backed by MoneyHelper. Provide your contact details in confidence and we'll connect you with a qualified and regulated money advice provider so you can get back on track.

  • Debt Advice Foundation

    • www.debtadvicefoundation.org

    • Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.

    PayPlan

    • www.payplan.com

    • PayPlan's online debt solution tool, PlanFinder, can give you a personalised debt solution in as little as 15 minutes. They also offer free live chat and email support for immediate help.

Telephone debt advice services

You can speak directly with an expert adviser. Telephone services are usually available weekdays, evenings and Saturdays.

  • PayPlan

    • www.payplan.com
    • 0800 280 2816

    • PayPlan's supportive, non-judgemental team of advisers help thousands of people beat their debts every year, and treat all of their calls with the strictest confidence.

    Youth Legal and Resource Centre

  • StepChange Debt Charity

    • www.stepchange.org
    • 0800 138 1111

    • Call the UK's leading debt charity. We help change the lives of thousands of people every week. Get free, confidential advice and practical solutions to help you deal with your debts.

    Money Wellness

    • www.moneywellness.com
    • 0161 518 8282

    • At Money Wellness, we offer confidential debt advice and ongoing support. There are lots of ways we help our customers, from budgeting tips to negotiating lower monthly payments with lenders to getting unaffordable debt written off. With 30 years of experience, we can help you live more and stress less.

  • Citizens Advice

    • 0800 240 4420

    • If you’re having issues with money or debt, you can: • talk to us online about a debt problem using chat - we can usually help between 9am and 8pm Monday to Friday and between 9.30am and 1pm Saturday • call our debt helpline - it’s available 9am to 8pm Monday to Friday and 9.30am to 1pm Saturday

      Debt helpline: 0800 240 4420

      Relay UK - if you can't hear or speak on the phone, you can type what you want to say: 18001 then 0800 240 4420 You can use Relay UK with an app or a textphone. There’s no extra charge to use it. Find out how to use Relay UK on the Relay UK website.

      The debt helpline is not available on public holidays. Calls are free from mobiles and landlines.

    National Debtline

    • www.nationaldebtline.org
    • 0808 808 4000

    • National Debtline has helped millions of people with their debts. They'll talk you through options and give clear advice on how to take back control.

  • Debt Advice Foundation

If you are self-employed or run a small business and have personal or business debts, contact the free advice service in your area: Business Debtline (England and Wales), Business Debtline (Scotland) or Advice NI Business Debt Service (Northern Ireland).

Spotted an error? Let us know.

While we try to ensure this information is accurate and up to date, we cannot be responsible for any inaccuracies in the information. The MoneyHelper takes no responsibility and is not liable for any advice given by third parties.

Debt help in your area: