Where to get free debt advice in Bradford

If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services available in Bradford and across the UK, you can find help in a way that’s best for you.

How will a debt adviser help you?

A debt adviser will:

  • never judge you or make you feel bad about your situation
  • always be happy to talk to you, however big or small your problem might be
  • find ways to manage your debts even if you think you have no spare money
  • suggest ways to deal with debts that you might not know about.

Did you know?

Most people who have got debt advice tell us they feel less stressed or anxious and more in control of their life again

On this page you can find:

All of the services below are free, confidential and hold a standard or membership code accredited by the Money and Pensions Service.

The Money and Pensions Service has developed a set of quality requirements for the delivery of debt advice. All services listed on this page meet these standards. This excludes debt advice services in Scotland, Wales and Northern Ireland which are still free and confidential but may not hold a standard or membership code accredited by the Money and Pensions Service.

Face-to-face and local services

Search for a debt advice service near you. You can then set up a face-to-face appointment and speak to an expert adviser in person.

Where shown, some local services can also provide debt advice by phone.

44 results for “bradford”

  • Bradford Citizens Advice

    0.15 miles

  • Christians Against Poverty

    0.46 miles

  • St Vincent de Paul Society

    0.69 miles

  • Manningham Project Ltd

    • 203 Lumb Lane, Bradford, BD8 7SG
    0.91 miles

  • Karmand Community Centre

    1.13 miles

    Karmand Community Centre is an independent community advice and information resource that provides generalist advice on a broad range of issues to individuals who live locally in Bradford East.

  • West Bowling Community Advice & Training Centre

    1.33 miles

  • The Girlington Centre Ltd

    1.34 miles

    Telephone advice also provided

  • CAP Bradford Tong Street Debt Centre

    2.39 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Shipley Debt Centre

    2.72 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Windhill Advice Centre

    2.79 miles

  • Inspired Neighbourhood Community Interest Company

    3.00 miles

  • Noah's Ark Money Advice Service

    6.10 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • Citizens Advice Calderdale

    6.69 miles

  • Better Leeds Communities

    7.53 miles

  • Bangladeshi Community Association

    8.09 miles

  • Keighley Citizens Advice

    8.13 miles

  • Citizens Advice Leeds

    8.40 miles

  • Kirklees Citizens Advice and Law Centre - Huddersfield

    • Kirklees Citizens Advice and Law Centre (covering Dewsbury & Huddersfield offices) Empire House Wakefield Old Road, Dewsbury, West Yorkshire, WF12 8DJ
    • 0808 278 7896
    • https://www.kcalc.org.uk
    8.82 miles

  • CAP Keighley Debt Centre

    8.89 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Leeds City Debt Centre

    9.27 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Chapeltown Citizens Advice

    9.27 miles

  • Money Buddies - Ebor Gardens Advice Centre

    9.55 miles

    We provide free: Debt Advice, Emergency Debt Advice, Help with Budgets for creditors and personal use, letter writing to creditors, form filling and much more. We also provide free advice via telephone and online.

  • St Vincent's Support Centre

    9.73 miles

    We are a charity and we provide free independent, confidential and impartial face to face Debt Advice. Telephone advice also provided.

  • CAP Huddersfield Debt Centre

    10.66 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Wakefield Citizens Advice

    12.93 miles

  • CAP Wakefield Debt Centre

    14.56 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Skipton Debt Centre

    15.59 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Citizens Advice Craven

    15.81 miles

  • Citizens Advice Harrogate

    16.45 miles

  • CAP Harrogate Debt Centre

    16.84 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Colne Citizens Advice

    • Surestart Centre,Walton Street,, COLNE, Lancashire, BB8 0EL
    • 0808 278 7975
    17.41 miles

  • Nelson Citizens Advice

    19.05 miles

  • Barnoldswick Citizens Advice

    • Civic Hall,Fernlea Avenue,, BARNOLDSWICK, Lancashire, BB18 5DL
    • 0808 278 7975
    19.52 miles

  • Citizens Advice Rossendale

    19.57 miles

  • Burnley Citizens Advice

    19.75 miles

  • CAP Barnsley Debt Centre

    20.07 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Barnsley Citizens Advice

    20.24 miles

  • Citizens Advice SORT Group (Rochdale)

    20.35 miles

  • Rochdale Foodbank Debt Advice

    20.48 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

  • CAP Oldham and Saddleworth Debt Centre

    20.60 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Rossendale Debt Centre

    22.50 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Citizens Advice SORT Group (Oldham)

    22.82 miles

  • CAP Burnley, Nelson & Colne Debt Centre

    23.18 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Lighthouse Money Advice

    24.91 miles

    Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.

Online debt advice services

Online services are secure and you can get immediate, personalised help. Some services are available 24 hours a day.

  • Money Adviser Network

    • https://adviser.moneyhelper.org.uk

    • The Money Adviser Network offers free debt advice backed by MoneyHelper. Provide your contact details in confidence and we'll connect you with a qualified and regulated money advice provider so you can get back on track.

    National Debtline

  • PayPlan

    • www.payplan.com

    • PayPlan's online debt solution tool, PlanFinder, can give you a personalised debt solution in as little as 15 minutes. They also offer free live chat and email support for immediate help.

    Debt Advice Foundation

    • www.debtadvicefoundation.org

    • Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.

  • StepChange Debt Charity

    • www.stepchange.org

    • Debt happens. Let's deal with it. In our 30 years, StepChange have helped over five million people through challenging times. Use our free and flexible online advice service with expert debt advisors on-hand to help you explore your options to pay, manage or write off debt.

    Money Wellness

    • www.moneywellness.com

    • At Money Wellness, we offer confidential debt advice and ongoing support. There are lots of ways we help our customers, from budgeting tips to negotiating lower monthly payments with lenders to getting unaffordable debt written off. With 30 years of experience, we can help you live more and stress less.

Telephone debt advice services

You can speak directly with an expert adviser. Telephone services are usually available weekdays, evenings and Saturdays.

  • Youth Legal and Resource Centre

    Money Wellness

    • www.moneywellness.com
    • 0161 518 8282

    • At Money Wellness, we offer confidential debt advice and ongoing support. There are lots of ways we help our customers, from budgeting tips to negotiating lower monthly payments with lenders to getting unaffordable debt written off. With 30 years of experience, we can help you live more and stress less.

  • PayPlan

    • www.payplan.com
    • 0800 280 2816

    • PayPlan's supportive, non-judgemental team of advisers help thousands of people beat their debts every year, and treat all of their calls with the strictest confidence.

    StepChange Debt Charity

    • www.stepchange.org
    • 0800 138 1111

    • Call the UK's leading debt charity. We help change the lives of thousands of people every week. Get free, confidential advice and practical solutions to help you deal with your debts.

  • Debt Advice Foundation

    Citizens Advice

    • 0800 240 4420

    • If you’re having issues with money or debt, you can: • talk to us online about a debt problem using chat - we can usually help between 9am and 8pm Monday to Friday and between 9.30am and 1pm Saturday • call our debt helpline - it’s available 9am to 8pm Monday to Friday and 9.30am to 1pm Saturday

      Debt helpline: 0800 240 4420

      Relay UK - if you can't hear or speak on the phone, you can type what you want to say: 18001 then 0800 240 4420 You can use Relay UK with an app or a textphone. There’s no extra charge to use it. Find out how to use Relay UK on the Relay UK website.

      The debt helpline is not available on public holidays. Calls are free from mobiles and landlines.

  • National Debtline

    • www.nationaldebtline.org
    • 0808 808 4000

    • National Debtline has helped millions of people with their debts. They'll talk you through options and give clear advice on how to take back control.

If you are self-employed or run a small business and have personal or business debts, contact the free advice service in your area: Business Debtline (England and Wales), Business Debtline (Scotland) or Advice NI Business Debt Service (Northern Ireland).

Spotted an error? Let us know.

While we try to ensure this information is accurate and up to date, we cannot be responsible for any inaccuracies in the information. The MoneyHelper takes no responsibility and is not liable for any advice given by third parties.

Debt help in your area: