Where to get free debt advice in Leeds
If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services available in Leeds and across the UK, you can find help in a way that’s best for you.
How will a debt adviser help you?
A debt adviser will:
- never judge you or make you feel bad about your situation
- always be happy to talk to you, however big or small your problem might be
- find ways to manage your debts even if you think you have no spare money
- suggest ways to deal with debts that you might not know about.
Did you know?
Most people who have got debt advice tell us they feel less stressed or anxious and more in control of their life againOn this page you can find:
All of the services below are free, confidential and hold a standard or membership code accredited by the Money and Pensions Service.
The Money and Pensions Service has developed a set of quality requirements for the delivery of debt advice. All services listed on this page meet these standards. This excludes debt advice services in Scotland, Wales and Northern Ireland which are still free and confidential but may not hold a standard or membership code accredited by the Money and Pensions Service.
Face-to-face and local services
Search for a debt advice service near you. You can then set up a face-to-face appointment and speak to an expert adviser in person.
Where shown, some local services can also provide debt advice by phone.
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Citizens Advice Leeds
- Oxford House, Oxford Row, LEEDS, West Yorkshire, LS1 3BE
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CAP Leeds City Debt Centre
- Mill 5 Ground Floor, Mabgate Mills, Leeds, LS9 7DZ
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Money Buddies - Ebor Gardens Advice Centre
- 93 Haslewood Drive, Leeds, West Yorkshire, LS9 7PS
We provide free: Debt Advice, Emergency Debt Advice, Help with Budgets for creditors and personal use, letter writing to creditors, form filling and much more. We also provide free advice via telephone and online.
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Better Leeds Communities
- The Burley Lodge Centre, 42-46 Burley Lodge Road, Leeds, LS6 1QF
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Chapeltown Citizens Advice
- Chapeltown Citizens Advice, Willow House, New Roscoe Buildings, Cross Francis Street, LEEDS, West Yorkshire, LS7 4BZ
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St Vincent's Support Centre
- Curtis House, 4 Berking Avenue, Leeds, West Yorkshire, LS9 9LF
We are a charity and we provide free independent, confidential and impartial face to face Debt Advice. Telephone advice also provided.
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CAP Bradford Tong Street Debt Centre
- Vulcan Street (off Tong Street), Bradford, BD4 9QU
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Karmand Community Centre
- Barkerend Road, Bradford, West Yorkshire, BD3 9EP
Karmand Community Centre is an independent community advice and information resource that provides generalist advice on a broad range of issues to individuals who live locally in Bradford East.
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Inspired Neighbourhood Community Interest Company
- Wright Watson Enterprise Centre, Bradford, Bradford, BD10 9LD
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St Vincent de Paul Society
- Allenby House, Rees Way, Bradford, BD3 0DZ
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Christians Against Poverty
- Jubilee Mill,North Street, Bradford, BD1 4EW
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Kirklees Citizens Advice and Law Centre - Huddersfield
- Kirklees Citizens Advice and Law Centre (covering Dewsbury & Huddersfield offices) Empire House Wakefield Old Road, Dewsbury, West Yorkshire, WF12 8DJ
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Wakefield Citizens Advice
- Ground Floor,27 King Street,, WAKEFIELD, West Yorkshire, WF1 2SR
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Bradford Citizens Advice
- Argus Chambers, BRADFORD, West Yorkshire, BD1 1HZ
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West Bowling Community Advice & Training Centre
- West Bowling Centre, Bradford, Bradford, BD5 8EA
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Manningham Project Ltd
- 203 Lumb Lane, Bradford, BD8 7SG
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Windhill Advice Centre
- Church Street, Shipley, West Yorkshire, BD18 2NR
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CAP Shipley Debt Centre
- Northcliffe Church, Hall Royd, Shipley, Bradford, BD18 3ED
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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The Girlington Centre Ltd
- Girlington Road, Bradford, Bradford, BD8 9NN
Telephone advice also provided
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CAP Wakefield Debt Centre
- Barnsley Road, Wakefield, West Yorkshire, WF2 6EJ
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Citizens Advice Harrogate
- Audrey Burton House, Queensway,, HARROGATE, North Yorkshire, HG1 5LX
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CAP Harrogate Debt Centre
- Westmoreland Street, Harrogate, HG1 5AT
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Citizens Advice Calderdale
- 37 Harrison Road,, HALIFAX, West Yorkshire, HX1 2AF
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Noah's Ark Money Advice Service
- 322-326 Ovenden Road, Halifax, HX3 5TJ
Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.
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CAP Huddersfield Debt Centre
- Jubilee Centre, Market Street, Paddock, Huddersfield, HD1 4SH
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Keighley Citizens Advice
- Central Hall, Alice Street,, KEIGHLEY, West Yorkshire, BD21 3JD
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Bangladeshi Community Association
- Surma Building, Kensington Street, Keighley, West Yorkshire, BD21 1PW
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CAP Keighley Debt Centre
- 64 Green Head Road, Utley, Keighley, West Yorkshire, BD20 6ED
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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CAP Barnsley Debt Centre
- Mottram Hall, Mottram Street, Barnsley, S71 1BH
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Barnsley Citizens Advice
- 1st Floor,Wellington House,36 Wellington Street, BARNSLEY, South Yorkshire, S70 1WA
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Citizens Advice Selby
- 38 Ousegate, SELBY, North Yorkshire, YO8 4NH
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CAP York Debt Centre
- The Gateway Christian Centre, Acomb, York, YO24 3BZ
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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York & District Citizens Advice
- West Offices, Station Rise,, York, North Yorkshire, YO1 6GA
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CAP Skipton Debt Centre
- Otley Street, Skipton, BD23 1ET
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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CAP York Central Debt Centre
- The Parish Centre, 11/12 Minster Yard, York, YO1 7HH
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Citizens Advice Craven
- 2nd Floor,1 Belle View Square,, SKIPTON, North Yorkshire, BD23 1FJ
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Citizens Advice Doncaster Borough (Mexborough)
- Adwick Road,Behind New Surgery,, MEXBOROUGH, South Yorkshire, S64 0DB
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CMA Bentley
- 3a High Street, Bentley, Doncaster, DN5 0AA
Affiliated with Community Money Advice, we provide free, unconditional, face-to-face debt advice and support. Working to each person's needs we help them find freedom from debt and hope for the future.
Online debt advice services
Online services are secure and you can get immediate, personalised help. Some services are available 24 hours a day.
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Money Wellness
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At Money Wellness, we offer confidential debt advice and ongoing support. There are lots of ways we help our customers, from budgeting tips to negotiating lower monthly payments with lenders to getting unaffordable debt written off. With 30 years of experience, we can help you live more and stress less.
StepChange Debt Charity
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Debt happens. Let's deal with it. In our 30 years, StepChange have helped over five million people through challenging times. Use our free and flexible online advice service with expert debt advisors on-hand to help you explore your options to pay, manage or write off debt.
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Debt Advice Foundation
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Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.
Money Adviser Network
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The Money Adviser Network offers free debt advice backed by MoneyHelper. Provide your contact details in confidence and we'll connect you with a qualified and regulated money advice provider so you can get back on track.
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National Debtline
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National Debtline offers free debt advice online through its digital advice tool and its web guides, fact sheets and sample letters.
PayPlan
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PayPlan's online debt solution tool, PlanFinder, can give you a personalised debt solution in as little as 15 minutes. They also offer free live chat and email support for immediate help.
Telephone debt advice services
You can speak directly with an expert adviser. Telephone services are usually available weekdays, evenings and Saturdays.
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StepChange Debt Charity
Call the UK's leading debt charity. We help change the lives of thousands of people every week. Get free, confidential advice and practical solutions to help you deal with your debts.
PayPlan
PayPlan's supportive, non-judgemental team of advisers help thousands of people beat their debts every year, and treat all of their calls with the strictest confidence.
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Citizens Advice
If you’re having issues with money or debt, you can: • talk to us online about a debt problem using chat - we can usually help between 9am and 8pm Monday to Friday and between 9.30am and 1pm Saturday • call our debt helpline - it’s available 9am to 8pm Monday to Friday and 9.30am to 1pm Saturday
Debt helpline: 0800 240 4420
Relay UK - if you can't hear or speak on the phone, you can type what you want to say: 18001 then 0800 240 4420 You can use Relay UK with an app or a textphone. There’s no extra charge to use it. Find out how to use Relay UK on the Relay UK website.
The debt helpline is not available on public holidays. Calls are free from mobiles and landlines.
Money Wellness
At Money Wellness, we offer confidential debt advice and ongoing support. There are lots of ways we help our customers, from budgeting tips to negotiating lower monthly payments with lenders to getting unaffordable debt written off. With 30 years of experience, we can help you live more and stress less.
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Youth Legal and Resource Centre
No advice provided for Wales
Debt Advice Foundation
Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.
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National Debtline
National Debtline has helped millions of people with their debts. They'll talk you through options and give clear advice on how to take back control.
If you are self-employed or run a small business and have personal or business debts, contact the free advice service in your area: Business Debtline (England and Wales), Business Debtline (Scotland) or Advice NI Business Debt Service (Northern Ireland).
Spotted an error? Let us know.
While we try to ensure this information is accurate and up to date, we cannot be responsible for any inaccuracies in the information. The MoneyHelper takes no responsibility and is not liable for any advice given by third parties.