Lle i gael cyngor am ddim ar ddyledion ym Liverpool
Os ydych yn cael anhawster gyda dyledion, gall fod yn anodd gwybod ble i droi. Serch hynny, gyda llawer iawn o wasanaethau cynghori rhad ac am ddim ar gael ym Liverpool a ledled y DU, gallwch ddod o hyd i gymorth sy’n addas ar eich cyfer chi.
Sut fydd cynghorydd dyledion yn eich helpu chi?
Bydd cynghorydd dyledion:
- byth yn eich barnu na'n gwneud i chi deimlo'n wael am eich sefyllfa
- yn hapus i siarad gyda chi bob amser, waeth pa mor fawr neu fach yw'ch problem
- yn chwilio am ffyrdd i reoli’ch dyledion hyd yn oed os credwch nad oes gennych arian i'w clirio
- awgrymu ffyrdd i ddelio â dyledion nad oeddech chi’n ymwybodol ohonynt efallai.
A wyddech chi?
Dywed wyth o bob deg o bobl sydd wedi cael cyngor ar ddyledion wrthym eu bod yn teimlo dan lai o straen neu'n llai pryderus a gyda mwy o reolaeth ar eu bywydau etoAr y dudalen hon cewch hyd i:
- Gwasanaethau cyngor ar ddyledion wyneb yn wyneb
- Wasanaethau cyngor ar ddyledion ar-lein
- Gwasanaethau cyngor ar ddyledion dros y ffôn
Mae’r holl wasanaethau isod am ddim, yn gyfrinachol ac â chod safonol neu aelodaeth wedi ei achredu gan y Gwasanaeth Arian a Phensiynau.
Mae’r Gwasanaeth Arian a Phensiynau wedi datblygu cyfres o ofynion ansawdd ar gyfer darparu cyngor ar ddyledion. Mae’r holl wasanaethau a restrir ar y dudalen hon yn bodloni’r safonau hyn. Nid yw hyn yn cynnwys gwasanaethau cyngor ar ddyledion yng Nghymru, yr Alban a Gogledd Iwerddon sydd yn parhau am ddim ac yn gyfrinachol ond efallai nad oes ganddynt god safonol neu aelodaeth wedi ei achredu gan y Gwasanaeth Arian a Phensiynau.
Gwasanaethau wyneb yn wyneb a lleol
Chwiliwch am wasanaeth cyngor ar ddyledion yn lleol i chi. Yna gallwch drefnu apwyntiad wyneb yn wyneb a siarad â chynghorydd arbenigol yn bersonol.
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Raise
- 286 Scotland Road, Liverpool, Merseyside, L5 5AE
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Citizens Advice Wirral
- Haymarket Court, Hinson Street,, Birkenhead, CH41 5BX
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Citizens Advice Liverpool (Walton)
- 37/39 Walton Road, LIVERPOOL, Merseyside, L4 4AD
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CAP Liverpool Princes Park Debt Centre
- Beaconsfield Street, Liverpool, L8 2UU
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Big Help Money Advice
- The Big Help Project, Hope House, 212H Bowler St, Liverpool, L6 6AE
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Citizens Advice Liverpool (Toxteth)
- 15 High Park Street,Toxteth,, LIVERPOOL, Merseyside, L8 8DX
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St Andrews Community Network
- C/o Clubmoor Community Centre,16 Larkhill Lane, Clubmoor, Liverpool, Liverpool, L6 8NR
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Citizens Advice Liverpool (Wavertree)
- 242 Picton Road, Wavertree, LIVERPOOL, Merseyside, L15 4LP
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Citizens Advice Liverpool
- 2nd Floor, 242 Picton Road, Wavertree, LIVERPOOL, Merseyside, L15 4LP
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CAP Wallasey Debt Centre
- 12 Hose Side Road, Wallasey, CH45 0LB
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St Andrews Debt Advice
- Clubmoor Community Centre, 16 Larkhill Lane, Clubmoor, Liverpool, L13 9BR
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Freedom CMA Debt Advice Centre
- 15 Beverley Road, Liverpool, L15 9HF
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Citizens Advice Sefton - Bootle
- Goddard Hall,297 Knowsley Road,, BOOTLE, Merseyside, L20 5DF
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Norris Green Debt Advice
- Christ Church Community Centre, Sedgemoor Rd Norris Green , Liverpool, L11 3BR
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Wirral Debt Advice
- St Chads, Twickenham Drive, Leasowe, Wirral, CH46 1RJ
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CAP Wirral Debt Centre
- 8 Church Road, Upton, Wirral, CH49 6JZ
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CAP Liverpool South Debt Centre
- 8-12 Long Lane, Garston, Liverpool, L19 6PF
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Citizens Advice Liverpool (Garston)
- Garston Community House, Garston Village, 2 Speke Road, LIVERPOOL, Merseyside, L19 2PA
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Citizens Advice Liverpool (Belle Vale)
- Belle Vale District Centre, Childwall Valley Road, LIVERPOOL, Merseyside, L25 2RJ
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Huyton Citizens Advice
- 27 Cavandish Walk, Huyton, Liverpool, Merseyside, L36 9YG
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Kirkby Citizens Advice Bureau
- 142 Cherryfield Drive, Kirkby, Liverpool, Merseyside, L32 8RX
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Halewood Citizens Advice
- 142 Cherryfield Drive, Kirkby, Kirkby, Merseyside, L32 8RX
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Cheshire West - Ellesmere Port & Neston Citizens Advice
- The Portal, Wellington Road, ELLESMERE PORT, Cheshire, CH65 0BA
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St Helens Citizens Advice
- 2nd Floor, Millennium Centre, Corporation Street,, ST HELENS, Merseyside, WA10 1HJ
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Widnes Citizens Advice
- Unit 3,Victoria Buildings ,Lugsdale Road, WIDNES, Cheshire, WA8 6DJ
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West Lancashire Debt Advice
- Emmanuel Methodist United Reform Church Hall, Derby Street, Ormskirk, L39 2DE
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Lancashire West Citizens Advice (West Lancashire)
- Unit 47, The Concourse Shopping Centre,, SKELMERSDALE, Lancashire, WN8 6LN
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Runcorn Citizens Advice
- Unit 1-2 Orchard Walk Halton Lea Shopping Centre, Runcorn, Cheshire, WA7 2BS
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Holywell Citizens Advice
- The Old Library,Post Office Lane,, HOLYWELL, Flintshire, CH8 7LH
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Deeside Citizens Advice
- Cable Street,Off Tuscan Way,Connah's Quay, DEESIDE, Flintshire, CH5 4DZ
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CAP Warrington Debt Centre
- 269 Liverpool Road, Great Sankey, Warrington, WA5 1RD
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Pennysmart CIC
- Unit 60-61, The Business Centre, Minerva Avenue, Sovereign Way, Cheshire, CH1 4QL
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Cheshire West - Chester Citizens Advice
- The Bluecoat, Upper Northgate Street,, CHESTER, Cheshire, CH1 4EE
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Southport Community Money Advice
- Compassion Acts, Victoria Centre, 197A Sussex Road, Southport, PR8 6DG
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St Mark's Debt Advice Centre
- St Mark's Church, St Mark's Road, Saltney, Chester, CH4 8DE
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Warrington Citizens Advice
- The Gateway, 89 Sankey Street,, WARRINGTON, Cheshire, WA1 1SR
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Citizens Advice Sefton - Southport
- 23 Princes Street, SOUTHPORT, Merseyside, PR8 1EG
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CAP Wigan Debt Centre
- Church Wigan, Wigan Investment Centre, Waterside Drive Wigan, Greater Manchester, WN3 5BA
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Wigan Citizens Advice
- Wigan Life Centre The Wiend, Wigan, Greater Manchester, WN1 1NH
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Mold Citizens Advice
- Terrig House,Chester Street,, MOLD, Flintshire, CH7 1EG
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Prestatyn and Meliden Community Money Advice
- Prestatyn and Meliden Foodbank, 200 Victoria Road, Prestatyn, LL19 7TL
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CAP Leigh Debt Centre
- Schofield Street, Leigh, Lancashire, WN7 4HT
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Leigh Citizens Advice
- Magnum House, Suite 2.1, 33 Lord St, LEIGH, Greater Manchester, WN7 1BY
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Christian Money Advice
- Sussex Street Christian Centre, 15 Sussex Street, Rhyl, LL18 1SE
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Rhyl Citizens Advice
- 11 Water Street, RHYL, Denbighshire, LL18 1SP
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Lancashire West Citizens Advice (Chorley)
- 35-39 Market Street, CHORLEY, Lancashire, PR7 2SW
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CAP Chorley Debt Centre
- Union Street, Chorley, PR7 1EB
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Blackburn with Darwen
- South Ribble Office Civic Centre, West Paddock, Leyland, PR25 1DH
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Lancashire West Citizens Advice (South Ribble)
- Civic Centre, West Paddock, LEYLAND, Lancashire, PR25 1DH
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Lifeline Debt Advice
- 20 Upper George Street, Tyldesley, Wigan, M29 8HQ
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Cadishead Citizens Advice Bureau
- Cadishead Library,126, Liverpool Road.,Cadishead, SALFORD, Greater Manchester, M44 5AN
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CAP Leyland Debt Centre
- Northbrook Barn, Northbrook Road, Leyland, Lancashire, PR25 2XS
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Denbigh Citizens Advice
- 23 High Street, DENBIGH, Denbighshire, LL16 3HY
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Ruthin Citizens Advice
- The Old Fire Station,Market Street,, RUTHIN, Denbighshire, LL15 1BE
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Bolton South Salvation Army Debt Advice Service
- Aldred Street, Bolton, BL3 3QZ
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Citizens Advice Cheshire West
- Wyvern House, The Drumber,, Winsford, Cheshire, CW7 1AD
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Wrexham Citizens Advice
- 35 Grosvenor Road, WREXHAM, LL11 1BT
Wasanaethau cyngor ar ddyledion ar-lein
Mae gwasanaethau ar-lein yn ddiogel a gallwch gael cymorth personol ar unwaith. Mae rhai gwasanaethau ar gael 24 awr y dydd.
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StepChange Debt Charity
Money Wellness
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National Debtline
PayPlan
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Money Adviser Network
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Maeâr Rhwydwaith Arweinwyr Arian yn cynnig cyngor ar ddyledion am ddim sydd wediâi gefnogi gan HelpwrArian. Rhowch eich manylion cyswllt yn gyfrinachol a byddwn yn eich cysylltu gyda darparwr arweiniad arian cymwysedig a rheoledig fel y gallwch fynd yn
Debt Advice Foundation
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Mae'r Sefydliad Cyngor Ar Ddyled yn elusen cyngor ar ddyled ac addysg cenedlaethol sy'n cynnig cymorth a chyngor cyfrinachol am ddim i unrhyw un sy'n poeni am ddyled.
Gwasanaethau cyngor ar ddyledion dros y ffôn
Gallwch siarad â chynghorydd arbenigol yn uniongyrchol. Fel arfer mae gwasanaethau dros y ffôn ar gael yn ystod yr wythnos, gyda’r nos ac ar Sadyrnau.
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PayPlan
Debt Advice Foundation
Mae'r Sefydliad Cyngor Ar Ddyled yn elusen cyngor ar ddyled ac addysg cenedlaethol sy'n cynnig cymorth a chyngor cyfrinachol am ddim i unrhyw un sy'n poeni am ddyled.
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National Debtline
Youth Legal and Resource Centre
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Money Wellness
StepChange Debt Charity
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Citizens Advice
Os ydych yn hunangyflogedig neu’n rhedeg busnes bach a’ch bod mewn dyledion personol neu fusnes, cysylltwch â’r gwasanaeth rhad ac am ddim yn eich ardal: Llinell Ddyled Busnes (Cymru a Lloegr), Llinell Ddyled Busnes (yr Alban) neu Gwasanaeth Dyled Busnes NI (Gogledd Iwerddon).
Wedi sylwi ar wall? Gadewch i ni wybod.
Mae’r holl wasanaethau am ddim, yn gyfrinachol ac yn cynnal safon a achredir gan y Helpiwr Arian. Nid yw’r Helpiwr Arian yn cymryd unrhyw gyfrifoldeb nac yn atebol am unrhyw gyngor a roddir gan drydydd partïon.