Lle i gael cyngor am ddim ar ddyledion ym Edinburgh
Os ydych yn cael anhawster gyda dyledion, gall fod yn anodd gwybod ble i droi. Serch hynny, gyda llawer iawn o wasanaethau cynghori rhad ac am ddim ar gael ym Edinburgh a ledled y DU, gallwch ddod o hyd i gymorth sy’n addas ar eich cyfer chi.
Sut fydd cynghorydd dyledion yn eich helpu chi?
Bydd cynghorydd dyledion:
- byth yn eich barnu na'n gwneud i chi deimlo'n wael am eich sefyllfa
- yn hapus i siarad gyda chi bob amser, waeth pa mor fawr neu fach yw'ch problem
- yn chwilio am ffyrdd i reoli’ch dyledion hyd yn oed os credwch nad oes gennych arian i'w clirio
- awgrymu ffyrdd i ddelio â dyledion nad oeddech chi’n ymwybodol ohonynt efallai.
A wyddech chi?
Dywed wyth o bob deg o bobl sydd wedi cael cyngor ar ddyledion wrthym eu bod yn teimlo dan lai o straen neu'n llai pryderus a gyda mwy o reolaeth ar eu bywydau etoAr y dudalen hon cewch hyd i:
- Gwasanaethau cyngor ar ddyledion wyneb yn wyneb
- Wasanaethau cyngor ar ddyledion ar-lein
- Gwasanaethau cyngor ar ddyledion dros y ffôn
Mae’r holl wasanaethau isod am ddim, yn gyfrinachol ac â chod safonol neu aelodaeth wedi ei achredu gan y Gwasanaeth Arian a Phensiynau.
Mae’r Gwasanaeth Arian a Phensiynau wedi datblygu cyfres o ofynion ansawdd ar gyfer darparu cyngor ar ddyledion. Mae’r holl wasanaethau a restrir ar y dudalen hon yn bodloni’r safonau hyn. Nid yw hyn yn cynnwys gwasanaethau cyngor ar ddyledion yng Nghymru, yr Alban a Gogledd Iwerddon sydd yn parhau am ddim ac yn gyfrinachol ond efallai nad oes ganddynt god safonol neu aelodaeth wedi ei achredu gan y Gwasanaeth Arian a Phensiynau.
Gwasanaethau wyneb yn wyneb a lleol
Chwiliwch am wasanaeth cyngor ar ddyledion yn lleol i chi. Yna gallwch drefnu apwyntiad wyneb yn wyneb a siarad â chynghorydd arbenigol yn bersonol.
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Citizens Advice Edinburgh - In Court Advice Service
- Edinburgh Sheriff Court 27 Chambers Street Level 6 next to Court 15, Edinburgh, EH1 1LW
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Citizens Advice Edinburgh - Mediation Service
- Edinburgh Sheriff Court 27 Chambers Street Level 6 next to Court 15, Edinburgh, EH1 1LW
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Edinburgh City Salvation Army Debt Advice Service
- 1 East Adam Street, Edinburgh, EH8 9TF
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Citizens Advice Edinburgh - Bellevue
- Bellevue Medical Centre 26 Huntingdon Place, Edinburgh, EH7 4AT
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Citizens Advice Edinburgh - Dundas Street
- 58 Dundas Street, Edinburgh, EH3 6QZ
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Citizens Advice Edinburgh - Veterans First Point
- V1P Lothian, Floor K, Argyle House, 3 Lady Lawson Street, Edinburgh, EH3 9DR
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CAP Edinburgh North Debt Centre
- 170 Easter Road, Edinburgh, EH7 5QE
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CAP Edinburgh Debt Centre
- Central Hall, 2 West Tollcross, Edinburgh, EH3 9BP
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Citizens Advice Edinburgh - Leith Citizens Advice Bureau
- 23 Dalmeny Street, Edinburgh, EH6 8PG
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Freedom CMA Connect Centre
- 10 Comely Bank Road, Edinburgh, EH4 1DW
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CMA Connect King's Edinburgh
- 104 Gilmore Place, Edinburgh, EH3 9PL
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Citizens Advice Edinburgh - Gorgie/Dalry Citizens Advice Bureau
- Fountainbridge Library 137 Dundee Street, Edinburgh, EH11 1BG
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Penicuik Citizens Advice Bureau - Royal Edinburgh Hospital Outreach
- Royal Edinburgh Hospital , Morningside Place, Hermitage Ward, Edinburgh, EH10 5HF
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Edinburgh Granton Salvation Army
- 36 Wardieburn Drive, Edinburgh, EH5 1BZ
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Citizens Advice Edinburgh - GP Surgeries Project: Inchpark
- Inchpark Medical Centre 10 Marmian Crescent, Edinburgh, EH16 5QU
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Citizens Advice Edinburgh - GP Surgeries Project: Craigmillar
- Craigmillar Medical group 106 Niddrie Mains Road, Edinburgh, EH16 4DT
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The Salvation Army, Gorgie
- The Salvation Army, Gorgie Corps, 431 Gorgie Road, Edinburgh, EH11 2RT
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Citizens Advice Edinburgh - Muirhouse Citizens Advice Bureau
- 31-33 Pennywell Road,, Edinburgh, EH4 4PJ
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Citizens Advice Edinburgh - Portobello Citizens Advice Bureau
- 8A-8B Bath Street, Portobello, EH15 1EY
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Citizens Advice Edinburgh - GP Surgeries Project: Ladywell
- Ladywell Medical Centre 10 Ladywell Road, Edinburgh, EH12 7TB
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Dalkeith and District Citizens Advice Bureau - Danderhall Outreach
- Danderhall Library, Danderhall, EH22 1QD
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CAP Edinburgh West Debt Centre
- 2 Hailesland Place, Edinburgh, EH14 2SL
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Citizens Advice Edinburgh - GP Surgeries Project: Wester Hailes
- Wester Hailes Medical Practice 30 Harvesters Way Healthy Living Centre, Edinburgh, EH14 3JF
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Penicuik Citizens Advice Bureau - Loanhead Outreach
- The Loanhead Centre , George Avenue, Loanhead, EH20 9LA
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Musselburgh Citizens Advice Bureau
- 141 High Street, Musselburgh, EH21 7DD
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Penicuik Citizens Advice Bureau - Loanhead Miners Outreach
- 74 The Loan, Loanhead, EH20 9AN
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Penicuik Citizens Advice Bureau - Lasswade Outreach
- Lasswade Library, Lasswade Centre, 19 Eskdale Drive, Bonnyrigg, EH19 2LA
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Dalkeith and District Citizens Advice Bureau
- 8 Buccleuch Street, Dalkeith, EH22 1HA
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Penicuik Citizens Advice Bureau - Carers Project Outreach
- VOCAL Dalkeith 30/1 Dalhousie Road, Dalkeith, EH22 3NX
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Penicuik Citizens Advice Bureau - Mayfield Outreach
- Mayfield and Easthouses Development Trust (MAEDT), 12 Bogwood Court, Dalkeith, EH22 5DG
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Musselburgh and District Citizens Advice Bureau - Prestonpans Outreach
- Aldhammer house , High Street, Prestonpans, EH32 9SH
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Penicuik Citizens Advice Bureau - Loganlea Outreach
- Loganlea Centre Eastfield Farm Road, Penicuik, EH26 8EZ
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Penicuik Citizens Advice Bureau - Midlothian Sure Start Family Learning Centres
- Penicuik Family Learning Centre, 60 Queensway, Penicuik, EH26 0HE
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Citizens Advice Edinburgh - South Queensferry
- South Queensferry Medical Practice , 41 The Loan, South Queensferry, EH30 9HA
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Penicuik Citizens Advice Bureau
- 14a John Street, Penicuik, Midlothian, EH26 8AB
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Musselburgh Citizens Advice Bureau - Tranent Outreach
- Tranent Library The George Johnstone Centre 35 Winton Place, Tranent, EH33 1AE
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Dalkeith and District Citizens Advice Bureau - Gorebridge Library Outreach
- Gorebridge Library, Gorebridge, EH23 4TT
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Dalkeith and District Citizens Advice Bureau - Newbyers Surgery Outreach
- Newbyers Surgery, Gorebridge, EH23 4TD
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Citizens Advice Bureau West Lothian - Broxburn Outreach
- Strathbrock Partnership Centre 189A West Main Street, Broxburn, EH52 5LH
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Citizens Advice and Rights Fife - Cowdenbeath
- 322 High Street, Cowdenbeath, Fife, KY4 9NT
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Citizens Advice Bureau West Lothian
- Unit 1 Almondbank Centre Shiel Walk, Livingston, EH54 5EH
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Bridge Financial Wellbeing Service
- 20 Shairps Business Park, Houstoun Road, Livingston, EH54 5FD
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Citizens Advice and Rights Fife - Dunfermline
- 4 Abbey Park Place, Dunfermline, Fife, KY12 7PD
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Citizens Advice Bureau West Lothian - Dedridge Outreach
- Dedridge Medical Group, Nigel Rise, Livingston, EH54 6QQ
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Citizens Advice Bureau West Lothian - Carmondean Outreach
- Carmondean Health Centre, Carmondean, Livingston, EH54 8PY
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Citizens Advice and Rights Fife - Kirkcaldy
- 15 East Fergus Place, Kirkcaldy, Fife, KY12 1XT
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Haddington Citizens Advice Bureau
- 46 Court Street, Haddington, EH41 3NP
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Citizens Advice and Rights Fife - Buckhaven Outreach
- Buckhaven Community Centre Kinnear Street, Buckhaven, Fife, KY8 1BH
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Citizens Advice and Rights Fife - Glenrothes
- 10-12 Pentland Court Saltire Centre, Glenrothes, Fife, KY6 2DA
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Citizens Advice Bureau West Lothian - West Calder Outreach
- West Calder Medical Practice, 65 West End, West Calder, West Calder, EH55 8EJ
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Grangemouth and Bo'ness Citizens Advice Bureau - Bo'ness Health Centre Outreach
- Dean Road, Bo'ness, EH51 0DQ
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CAP West Lothian Debt Centre
- 36a Inchmuir Road, Whitehill Industrial Estate, Bathgate,, Edinburgh, EH48 2EP
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Haddington Citizens Advice Bureau - North Berwick Outreach
- Coastal Communities Museum, School Road, North Berwick, EH39 4JU
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Citizens Advice and Rights Fife - Leven Outreach
- The Greig Institute Forth Street, Leven, Fife, KY8 4TF
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Citizens Advice Bureau West Lothian - Blackburn Outreach
- Ashgrove Group Practice Ashgrove, Blackburn, EH47 7LL
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Citizens Advice Bureau West Lothian - Whitburn Outreach
- Whitburn Community Development Trust 61 West Main Street, Whitburn, EH47 0QD
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Perth Citizens Advice Bureau - Kinross Outreach
- Loch Leven Community Campus, The Muirs, Kinross, KY13 8FQ
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Peebles and District Citizens Advice Bureau
- Chambers Institution High Street, Peebles, EH45 8AJ
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Grangemouth and Bo'ness Citizens Advice Bureau
- 4/6 York Arcade, Grangemouth, FK3 8BA
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Clydesdale Citizens Advice Bureau - Forth Outreach
- Community Resource Centre , 57 Hawkwood Terrace, Forth, ML11 8AT
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Falkirk Citizens Advice Citizens Advice Bureau
- 3 Meeks Road, Falkirk, FK1 7EW
Wasanaethau cyngor ar ddyledion ar-lein
Mae gwasanaethau ar-lein yn ddiogel a gallwch gael cymorth personol ar unwaith. Mae rhai gwasanaethau ar gael 24 awr y dydd.
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National Debtline
PayPlan
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Debt Advice Foundation
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Mae'r Sefydliad Cyngor Ar Ddyled yn elusen cyngor ar ddyled ac addysg cenedlaethol sy'n cynnig cymorth a chyngor cyfrinachol am ddim i unrhyw un sy'n poeni am ddyled.
Money Wellness
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Money Adviser Network
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Maeâr Rhwydwaith Arweinwyr Arian yn cynnig cyngor ar ddyledion am ddim sydd wediâi gefnogi gan HelpwrArian. Rhowch eich manylion cyswllt yn gyfrinachol a byddwn yn eich cysylltu gyda darparwr arweiniad arian cymwysedig a rheoledig fel y gallwch fynd yn
StepChange Debt Charity
Gwasanaethau cyngor ar ddyledion dros y ffôn
Gallwch siarad â chynghorydd arbenigol yn uniongyrchol. Fel arfer mae gwasanaethau dros y ffôn ar gael yn ystod yr wythnos, gyda’r nos ac ar Sadyrnau.
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National Debtline
StepChange Debt Charity
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PayPlan
Money Wellness
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Youth Legal and Resource Centre
Citizens Advice
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Debt Advice Foundation
Mae'r Sefydliad Cyngor Ar Ddyled yn elusen cyngor ar ddyled ac addysg cenedlaethol sy'n cynnig cymorth a chyngor cyfrinachol am ddim i unrhyw un sy'n poeni am ddyled.
Os ydych yn hunangyflogedig neu’n rhedeg busnes bach a’ch bod mewn dyledion personol neu fusnes, cysylltwch â’r gwasanaeth rhad ac am ddim yn eich ardal: Llinell Ddyled Busnes (Cymru a Lloegr), Llinell Ddyled Busnes (yr Alban) neu Gwasanaeth Dyled Busnes NI (Gogledd Iwerddon).
Wedi sylwi ar wall? Gadewch i ni wybod.
Mae’r holl wasanaethau am ddim, yn gyfrinachol ac yn cynnal safon a achredir gan y Helpiwr Arian. Nid yw’r Helpiwr Arian yn cymryd unrhyw gyfrifoldeb nac yn atebol am unrhyw gyngor a roddir gan drydydd partïon.