Lle i gael cyngor am ddim ar ddyledion ym Edinburgh
Os ydych yn cael anhawster gyda dyledion, gall fod yn anodd gwybod ble i droi. Serch hynny, gyda llawer iawn o wasanaethau cynghori rhad ac am ddim ar gael ym Edinburgh a ledled y DU, gallwch ddod o hyd i gymorth sy’n addas ar eich cyfer chi.
Sut fydd cynghorydd dyledion yn eich helpu chi?
Bydd cynghorydd dyledion:
- byth yn eich barnu na'n gwneud i chi deimlo'n wael am eich sefyllfa
- yn hapus i siarad gyda chi bob amser, waeth pa mor fawr neu fach yw'ch problem
- yn chwilio am ffyrdd i reoli’ch dyledion hyd yn oed os credwch nad oes gennych arian i'w clirio
- awgrymu ffyrdd i ddelio â dyledion nad oeddech chi’n ymwybodol ohonynt efallai.
A wyddech chi?
Dywed wyth o bob deg o bobl sydd wedi cael cyngor ar ddyledion wrthym eu bod yn teimlo dan lai o straen neu'n llai pryderus a gyda mwy o reolaeth ar eu bywydau etoAr y dudalen hon cewch hyd i:
- Gwasanaethau cyngor ar ddyledion wyneb yn wyneb
- Wasanaethau cyngor ar ddyledion ar-lein
- Gwasanaethau cyngor ar ddyledion dros y ffôn
Mae’r holl wasanaethau isod am ddim, yn gyfrinachol ac â chod safonol neu aelodaeth wedi ei achredu gan y Gwasanaeth Arian a Phensiynau.
Mae’r Gwasanaeth Arian a Phensiynau wedi datblygu cyfres o ofynion ansawdd ar gyfer darparu cyngor ar ddyledion. Mae’r holl wasanaethau a restrir ar y dudalen hon yn bodloni’r safonau hyn. Nid yw hyn yn cynnwys gwasanaethau cyngor ar ddyledion yng Nghymru, yr Alban a Gogledd Iwerddon sydd yn parhau am ddim ac yn gyfrinachol ond efallai nad oes ganddynt god safonol neu aelodaeth wedi ei achredu gan y Gwasanaeth Arian a Phensiynau.
Gwasanaethau wyneb yn wyneb a lleol
Chwiliwch am wasanaeth cyngor ar ddyledion yn lleol i chi. Yna gallwch drefnu apwyntiad wyneb yn wyneb a siarad â chynghorydd arbenigol yn bersonol.
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Citizens Advice Edinburgh - In Court Advice Service
- Edinburgh Sheriff Court 27 Chambers Street Level 6 next to Court 15, Edinburgh, EH1 1LW
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Citizens Advice Edinburgh - Mediation Service
- Edinburgh Sheriff Court 27 Chambers Street Level 6 next to Court 15, Edinburgh, EH1 1LW
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Edinburgh City Salvation Army Debt Advice Service
- 1 East Adam Street, Edinburgh, EH8 9TF
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Citizens Advice Edinburgh - Bellevue
- Bellevue Medical Centre 26 Huntingdon Place, Edinburgh, EH7 4AT
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Citizens Advice Edinburgh - Dundas Street
- 58 Dundas Street, Edinburgh, EH3 6QZ
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Citizens Advice Edinburgh - Veterans First Point
- V1P Lothian, Floor K, Argyle House, 3 Lady Lawson Street, Edinburgh, EH3 9DR
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CAP Edinburgh North Debt Centre
- 170 Easter Road, Edinburgh, EH7 5QE
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CAP Edinburgh Debt Centre
- Central Hall, 2 West Tollcross, Edinburgh, EH3 9BP
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Citizens Advice Edinburgh - Leith Citizens Advice Bureau
- 23 Dalmeny Street, Edinburgh, EH6 8PG
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Freedom CMA Connect Centre
- 10 Comely Bank Road, Edinburgh, EH4 1DW
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CMA Connect King's Edinburgh
- 104 Gilmore Place, Edinburgh, EH3 9PL
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Citizens Advice Edinburgh - Gorgie/Dalry Citizens Advice Bureau
- Fountainbridge Library 137 Dundee Street, Edinburgh, EH11 1BG
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Penicuik Citizens Advice Bureau - Royal Edinburgh Hospital Outreach
- Royal Edinburgh Hospital , Morningside Place, Hermitage Ward, Edinburgh, EH10 5HF
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Edinburgh Granton Salvation Army
- 36 Wardieburn Drive, Edinburgh, EH5 1BZ
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Citizens Advice Edinburgh - GP Surgeries Project: Inchpark
- Inchpark Medical Centre 10 Marmian Crescent, Edinburgh, EH16 5QU
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Citizens Advice Edinburgh - GP Surgeries Project: Craigmillar
- Craigmillar Medical group 106 Niddrie Mains Road, Edinburgh, EH16 4DT
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The Salvation Army, Gorgie
- The Salvation Army, Gorgie Corps, 431 Gorgie Road, Edinburgh, EH11 2RT
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Citizens Advice Edinburgh - Muirhouse Citizens Advice Bureau
- 31-33 Pennywell Road,, Edinburgh, EH4 4PJ
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Citizens Advice Edinburgh - Portobello Citizens Advice Bureau
- 8A-8B Bath Street, Portobello, EH15 1EY
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Citizens Advice Edinburgh - GP Surgeries Project: Ladywell
- Ladywell Medical Centre 10 Ladywell Road, Edinburgh, EH12 7TB
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Dalkeith and District Citizens Advice Bureau - Danderhall Outreach
- Danderhall Library, Danderhall, EH22 1QD
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CAP Edinburgh West Debt Centre
- 2 Hailesland Place, Edinburgh, EH14 2SL
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Citizens Advice Edinburgh - GP Surgeries Project: Wester Hailes
- Wester Hailes Medical Practice 30 Harvesters Way Healthy Living Centre, Edinburgh, EH14 3JF
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Penicuik Citizens Advice Bureau - Loanhead Outreach
- The Loanhead Centre , George Avenue, Loanhead, EH20 9LA
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Musselburgh Citizens Advice Bureau
- 141 High Street, Musselburgh, EH21 7DD
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Penicuik Citizens Advice Bureau - Loanhead Miners Outreach
- 74 The Loan, Loanhead, EH20 9AN
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Penicuik Citizens Advice Bureau - Lasswade Outreach
- Lasswade Library, Lasswade Centre, 19 Eskdale Drive, Bonnyrigg, EH19 2LA
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Dalkeith and District Citizens Advice Bureau
- 8 Buccleuch Street, Dalkeith, EH22 1HA
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Penicuik Citizens Advice Bureau - Carers Project Outreach
- VOCAL Dalkeith 30/1 Dalhousie Road, Dalkeith, EH22 3NX
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Penicuik Citizens Advice Bureau - Mayfield Outreach
- Mayfield and Easthouses Development Trust (MAEDT), 12 Bogwood Court, Dalkeith, EH22 5DG
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Musselburgh and District Citizens Advice Bureau - Prestonpans Outreach
- Aldhammer house , High Street, Prestonpans, EH32 9SH
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Penicuik Citizens Advice Bureau - Loganlea Outreach
- Loganlea Centre Eastfield Farm Road, Penicuik, EH26 8EZ
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Penicuik Citizens Advice Bureau - Midlothian Sure Start Family Learning Centres
- Penicuik Family Learning Centre, 60 Queensway, Penicuik, EH26 0HE
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Citizens Advice Edinburgh - South Queensferry
- South Queensferry Medical Practice , 41 The Loan, South Queensferry, EH30 9HA
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Penicuik Citizens Advice Bureau
- 14a John Street, Penicuik, Midlothian, EH26 8AB
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Musselburgh Citizens Advice Bureau - Tranent Outreach
- Tranent Library The George Johnstone Centre 35 Winton Place, Tranent, EH33 1AE
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Dalkeith and District Citizens Advice Bureau - Gorebridge Library Outreach
- Gorebridge Library, Gorebridge, EH23 4TT
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Dalkeith and District Citizens Advice Bureau - Newbyers Surgery Outreach
- Newbyers Surgery, Gorebridge, EH23 4TD
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Citizens Advice Bureau West Lothian - Broxburn Outreach
- Strathbrock Partnership Centre 189A West Main Street, Broxburn, EH52 5LH
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Citizens Advice and Rights Fife - Cowdenbeath
- 322 High Street, Cowdenbeath, Fife, KY4 9NT
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Citizens Advice Bureau West Lothian
- Unit 1 Almondbank Centre Shiel Walk, Livingston, EH54 5EH
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Bridge Financial Wellbeing Service
- 20 Shairps Business Park, Houstoun Road, Livingston, EH54 5FD
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Citizens Advice and Rights Fife - Dunfermline
- 4 Abbey Park Place, Dunfermline, Fife, KY12 7PD
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Citizens Advice Bureau West Lothian - Dedridge Outreach
- Dedridge Medical Group, Nigel Rise, Livingston, EH54 6QQ
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Citizens Advice Bureau West Lothian - Carmondean Outreach
- Carmondean Health Centre, Carmondean, Livingston, EH54 8PY
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Citizens Advice and Rights Fife - Kirkcaldy
- 15 East Fergus Place, Kirkcaldy, Fife, KY12 1XT
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Haddington Citizens Advice Bureau
- 46 Court Street, Haddington, EH41 3NP
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Citizens Advice and Rights Fife - Buckhaven Outreach
- Buckhaven Community Centre Kinnear Street, Buckhaven, Fife, KY8 1BH
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Citizens Advice and Rights Fife - Glenrothes
- 10-12 Pentland Court Saltire Centre, Glenrothes, Fife, KY6 2DA
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Citizens Advice Bureau West Lothian - West Calder Outreach
- West Calder Medical Practice, 65 West End, West Calder, West Calder, EH55 8EJ
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Grangemouth and Bo'ness Citizens Advice Bureau - Bo'ness Health Centre Outreach
- Dean Road, Bo'ness, EH51 0DQ
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CAP West Lothian Debt Centre
- 36a Inchmuir Road, Whitehill Industrial Estate, Bathgate,, Edinburgh, EH48 2EP
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Haddington Citizens Advice Bureau - North Berwick Outreach
- Coastal Communities Museum, School Road, North Berwick, EH39 4JU
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Citizens Advice and Rights Fife - Leven Outreach
- The Greig Institute Forth Street, Leven, Fife, KY8 4TF
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Citizens Advice Bureau West Lothian - Blackburn Outreach
- Ashgrove Group Practice Ashgrove, Blackburn, EH47 7LL
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Citizens Advice Bureau West Lothian - Whitburn Outreach
- Whitburn Community Development Trust 61 West Main Street, Whitburn, EH47 0QD
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Perth Citizens Advice Bureau - Kinross Outreach
- Loch Leven Community Campus, The Muirs, Kinross, KY13 8FQ
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Peebles and District Citizens Advice Bureau
- Chambers Institution High Street, Peebles, EH45 8AJ
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Grangemouth and Bo'ness Citizens Advice Bureau
- 4/6 York Arcade, Grangemouth, FK3 8BA
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Clydesdale Citizens Advice Bureau - Forth Outreach
- Community Resource Centre , 57 Hawkwood Terrace, Forth, ML11 8AT
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Falkirk Citizens Advice Citizens Advice Bureau
- 3 Meeks Road, Falkirk, FK1 7EW
Wasanaethau cyngor ar ddyledion ar-lein
Mae gwasanaethau ar-lein yn ddiogel a gallwch gael cymorth personol ar unwaith. Mae rhai gwasanaethau ar gael 24 awr y dydd.
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Money Adviser Network
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Maeâr Rhwydwaith Arweinwyr Arian yn cynnig cyngor ar ddyledion am ddim sydd wediâi gefnogi gan HelpwrArian. Rhowch eich manylion cyswllt yn gyfrinachol a byddwn yn eich cysylltu gyda darparwr arweiniad arian cymwysedig a rheoledig fel y gallwch fynd yn
Money Wellness
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National Debtline
PayPlan
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StepChange Debt Charity
Debt Advice Foundation
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Mae'r Sefydliad Cyngor Ar Ddyled yn elusen cyngor ar ddyled ac addysg cenedlaethol sy'n cynnig cymorth a chyngor cyfrinachol am ddim i unrhyw un sy'n poeni am ddyled.
Gwasanaethau cyngor ar ddyledion dros y ffôn
Gallwch siarad â chynghorydd arbenigol yn uniongyrchol. Fel arfer mae gwasanaethau dros y ffôn ar gael yn ystod yr wythnos, gyda’r nos ac ar Sadyrnau.
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Money Wellness
Debt Advice Foundation
Mae'r Sefydliad Cyngor Ar Ddyled yn elusen cyngor ar ddyled ac addysg cenedlaethol sy'n cynnig cymorth a chyngor cyfrinachol am ddim i unrhyw un sy'n poeni am ddyled.
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StepChange Debt Charity
National Debtline
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Youth Legal and Resource Centre
Citizens Advice
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PayPlan
Os ydych yn hunangyflogedig neu’n rhedeg busnes bach a’ch bod mewn dyledion personol neu fusnes, cysylltwch â’r gwasanaeth rhad ac am ddim yn eich ardal: Llinell Ddyled Busnes (Cymru a Lloegr), Llinell Ddyled Busnes (yr Alban) neu Gwasanaeth Dyled Busnes NI (Gogledd Iwerddon).
Wedi sylwi ar wall? Gadewch i ni wybod.
Mae’r holl wasanaethau am ddim, yn gyfrinachol ac yn cynnal safon a achredir gan y Helpiwr Arian. Nid yw’r Helpiwr Arian yn cymryd unrhyw gyfrifoldeb nac yn atebol am unrhyw gyngor a roddir gan drydydd partïon.