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Select the item below that you're struggling to pay for:

If you're struggling to pay for home or car repairs, here's what you can do:

  1. See if the repair or bill can wait until next payday when you can afford it. Or ask for time to pay the bill or negotiate a payment plan.

  2. See if your employer will give you an advance on your pay.

  3. Ask family or friends if they can help you. Make sure you draw up an agreement and pay back the money on time. Read our guide: Should you borrow from family and friends?