Workplace pension contribution calculator

This calculator will give you an estimate of how much you and your employer will pay into your pension.

To find the exact amount, check your payslip or talk to your employer. This tool is for information and guidance only.

1. Your details

We need to know your age so that we can work out the contributions correctly – the rules vary slightly based on age. This is explained in the letter you receive from your employer about automatic enrolment.

You are too young to join a workplace pension. When you reach the age of 16 you can choose to join. If you do so, your employer might make contributions too depending on how much you earn.

Your employer will not automatically enrol you into a pension but you can choose to join. If you earn more than the lower level of qualifying earnings, your employer must also contribute.

You are not entitled to be automatically enrolled into a workplace pension. Many of the tax benefits of saving into a pension stop at age 75.

Your employer will not automatically enrol you into a pension but you can choose to join. If you earn more than the lower level of qualifying earnings, your employer must also contribute.

Your employer will not automatically enrol you into a workplace pension scheme but you can choose to join. If you do so, your employer will make contributions.

Please note: Your earnings are very close to the threshold at which your employer does not have to contribute to your pension if you choose to enrol. You should check to confirm whether or not your employer will contribute as this threshold varies depending on whether you are paid monthly, weekly or 4-weekly. Read more about the salary thresholds for workplace pensions.

Please Note: Your earnings are very close to the automatic enrolment salary threshold. You should check with your employer to confirm whether or not you are eligible to be automatically enrolled as the thresholds vary depending on whether you are paid monthly, weekly or 4-weekly. Read more about the salary thresholds for workplace pensions.

Enter your salary before tax or other deductions are taken off. This is known as your gross salary. If you have more than one job, you will have to enter each salary separately.

Choose how your employer makes contributions

Your employer can choose whether to make contributions on part of your salary (known as your qualifying earnings ) or on your full salary. To find this out, you will need to check with your employer.

Qualifying earnings: This is the part of your annual pay that will be used to calculate your pension contribution under automatic enrolment. It is your earnings before tax (up to a maximum limit of £50,270 per year) – less the lower earnings threshold of £6,240.

At your earnings level, you will have to make contributions based on your full salary.