Mortgage Affordability Calculator

How much can you borrow?

This tool will help you estimate how much you can afford to borrow to buy a home. We’ll work it out by looking at your income and your outgoings. Mortgage lenders will look at these figures very closely to work out how much they’ll offer you.

It should take about five minutes to complete.

Required fields are followed by *

Please double-check for the following errors:

Annual Income

What is your annual income or salary before tax? * £ per year

What is your monthly take-home pay? * (this is your monthly income after tax, minus pension, NI and other deductions) £ per month

Do you have any other income? (Optional) £ per year

Is there a second applicant?

yes

What is the second applicant's annual income or salary before tax? * £ per year

What is the second applicant's monthly take-home pay? * (This is their monthly income after tax, minus pension, NI and other deductions) £ per month

Does the second applicant have any other income? (Optional) £ per year

Have you tried?

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