Mortgage Calculator

Calculate your monthly mortgage payment

This is a guide to how much you'd pay each month. The exact amount will depend on the type of mortgage and the lender.

If you already have a mortgage, read more and want to work out how much an interest rate rise will impact your payments, then , in ‘price of property’ enter how much you have left to pay on your mortgage, put nothing in deposit.

Plan ahead and estimate your monthly payment now.

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£

Remember to plan for other costs like mortgage fees, legal fees and Stamp Duty tax.

This is a guide to how much you'd pay each month. Adjust the sliders to change the term to the number of years you have left to pay, and increase the interest rate. The exact amount will depend on the type of mortgage and the lender.

Repayment

£0.00

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a month
What does this mean?

You pay off what you borrowed for the mortgage, plus the interest.

Interest Only

£0.00

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a month

Important information

The latest regulations mean you and your lender will need to agree a repayment plan for your mortgage. Read more

Make sure you can afford it!

If your interest rate goes up by 3% your monthly payment will be

Repayment:

£0.00

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Interest only:

£0.00

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£
£
years
%


Back

Three steps to lower your monthly payments:

  1. Choose the right type of mortgage and consider getting an adviser Mortgage advice-should you get a mortgage adviser?
  2. Increase your deposit How to set a savings goal
  3. Do you qualify for an affordable housing scheme? Government schemes for first-time home buyers and existing homeowners

Have you tried?

Stamp Duty calculator Affordability calculator

Three steps to lower your monthly payments:

  1. Choose the right type of mortgage and consider getting an adviser Mortgage advice-should you get a mortgage adviser?
  2. Increase your deposit How to set a savings goal
  3. Do you qualify for an affordable housing scheme? Government schemes for first-time home buyers and existing homeowners